Financial Assistance at Your Fingertips

Your short- and long-term goals are as unique as you are. That’s why at HighBeam Wealth Partners, our primary focus is to shed light on your financial priorities. We’ll then use our expertise to present you with a variety of options for addressing them and the appropriate steps you can take to gain confidence in your financial future.

Initially, we’ll work to identify your current assets, your financial trajectory and your risk tolerance. Once we agree upon a path toward prosperity, we can assist you with any and all of the most important aspects of planning for your future. Contact us today to get started.

The 5 Key Components of a Comprehensive Strategy

Managing Asset Allocation

Do you have a good grasp on all of your assets and where your risk exposure lies? A critical step in creating your financial strategy is to align assets with your objectives and design a portfolio that can help weather market fluctuations. Most importantly, we meet with you regularly to review your asset allocations, identify any notable life events that have occurred and make adjustments in your wealth management strategies accordingly.

Creating Lifetime Income

Gone are the days of using the “three-legged stool” approach to successfully preparing for retirement. Instead of relying on savings, Social Security and a traditional pension, you must find a way to create an income stream that will last as long as you do. Let us help you do so while taking into consideration ways that we can grow the income so you can enjoy a similar standard of living in your golden years.

Reducing Your Tax Burden

You work hard throughout your life to plan and save. Yet taxes keep coming long after your paychecks cease. That’s why we believe it’s important you get to keep more of what you earn, rather than having to turn it over to Uncle Sam. By identifying the difference between tax-now, tax-later and tax-never assets, we can help you implement strategies that maximize the value of your nest egg while meeting distribution requirements.

Protecting Your Estate

No matter how large or modest, your estate deserves to be protected regardless of what the future holds — or how many years you have until retirement. We’ll walk you through some of the most important questions that must be addressed to ensure your estate is protected from unnecessary taxes and probate costs. We can also put you in contact with an estate planning attorney in our network for help with planning outside of our scope.

Building a Meaningful Legacy

For many individuals, leaving assets to loved ones or a charity of choice is a top financial priority. This aspect of planning goes beyond finances and into the core values of life for many of our HighBeam clients. Sit down with us to discuss your goals, and we’ll work to create a strategy that meets them. We can help you manage your income comfortably in retirement while transferring assets efficiently upon death to those you care about most.